Combine the next 8 ingredients. Pour over the beef. Cover and bake at 350° for 1 hour or until rice is tender.
Uncover and sprinkle with the cheese; return to the oven until cheese melts, about 5 minutes.
NOTE: Spaghetti sauce can be substituted for tomatoes, Worcestershire sauce, salt and pepper. Mozzarella cheese is a very good substitute for the cheddar cheese.